In some cases, yes. Homeowners insurance may cover leak detection if it is required to locate a sudden and accidental leak that caused covered property damage. Coverage depends on the specific policy and the cause of the leak.
When is leak detection typically covered by insurance?
Leak detection may be covered when it is necessary to locate the source of a sudden pipe failure that resulted in water damage. Insurance usually focuses on the damage caused by the leak rather than routine plumbing investigations.
Is leak detection covered for aging or deteriorated pipes?
Most insurance policies do not cover leak detection related to normal wear, corrosion, or aging plumbing systems. Leaks caused by gradual deterioration are often considered maintenance issues.
Are slab leak detection services covered by insurance?
Insurance may cover slab leak detection if the leak caused covered damage to the structure or flooring. However, the cost to repair or replace aging pipes under the slab is often not covered.
Does insurance cover the repair after leak detection?
Insurance may cover repairs to damaged building materials caused by the leak, such as drywall or flooring, depending on the policy. Plumbing repairs themselves are often excluded unless tied to a covered event.
Should I contact my insurance company before scheduling leak detection?
Yes. Homeowners should review their insurance policy and speak directly with their insurance provider to confirm whether leak detection services may be covered before proceeding.
